Jason Voaer
Male Human Rogue
Age 19
Level 4
    
            STR  8 (-1)    DEX 15 (+2)    CON 14 (+2)
            INT 16 (+3)    WIS 10 (+0)    CHA 14 (+2)
            
            AC 13
              + 2 Dex Bonus
              + 1 Armour Bonus: Padded Armour
              
            
            Initiative:  12 (+2 Dex)
            Fortitude:   +3 (1 base + 2 Con)
            Reflex:      +6 (4 base + 2 Dex)
            Willpower:   +1 (1 base + 0 Wis)
            
            Base Attack Bonus: +3
            Melee Attack:      +2  
              MW Rapier:       +2  1d6-1  x3
            Ranged Attack:     +5
              Loreseeker:      +7  1d8+2  x3  (50 arrows)
            
    
    Languages
    ---------
    Common
    Elven
    Draconic
    Halfling
    
            
    Skills
    ------
    Appraise               7 (4 ranks + 3 intelligence)
    Bluff                  6 (4 ranks + 2 charisma)
    Disable Device         7 (4 ranks + 3 intelligence)
    Disguise               6 (4 ranks + 2 charisma)
    Escape Artist          6 (4 ranks + 2 dexterity)
    Hide                   6 (4 ranks + 2 dexterity)
    Knowledge: Hometown    4 (1 rank  + 3 intelligence)
    Move Silently          6 (4 ranks + 2 dexterity)
    Open Lock              6 (4 ranks + 2 dexterity)
    Pick Pocket            6 (4 ranks + 2 dexterity)
    Search                 7 (4 ranks + 3 intelligence)
    Sense Motive           4 (4 ranks + 0 wisdom)
    Tumble                 4 (2 ranks + 2 dexterity)
    Use Magic Device       4 (2 ranks + 2 charisma)
    Use Rope               6 (4 ranks + 2 dexterity)
    --------------------------------------------------------
    Unspent Skill Points  28

    
    Feats
    -----
    Point Blank Shot
    Precise Shot
    Disciple of Darkness
    
    
    Abilities
    ---------
    Sneak Attack +2d6
    Evasion
    Uncanny Dodge
      
    
    Equipment
    ---------
    Longbow +1                              2375gp   3lb
    Arrows +1                        x50    2350gp   3lb
    Leather Armour                            10gp  15lb
    MW Rapier                                320gp   3lb
    
    Heward's Handy Haversack                2000gp   5lb (50/80)
    Branding Iron                              2gp   4lb
    MW Thieves' Tools                         30gp   1lb
    Disguise Kit                              50gp   8lb
    Holy Symbol, Silver (St. Cuthbert)        25gp   1lb
    Hanging Rope                               1gp   -
    Rope, Silk                                10gp   5lb
    Clerics Vestments                          5gp   6lb
    Courtier's Outfit                         30gp   2lb
    Peasant's Outfit                           1sp   2lb
    Cold Weather Outfit                        8gp   7lb
    Potions of Cure Moderate Wounds   x2     600gp   -
    Potions of Cure Light Wounds      x4     200gp   -
    Potion of Haste                   x1     750gp   -
    Potion of Invisibility            x1     300gp   -
    Bottle of Fine Elven Wine                  2gp   -
    Bottle of Fine Halfling Ale                2gp   -
    Waterskin                                  1gp   -
    Wineskin                                   1gp   -
    Fake Detrius Signet Ring                   5gp   -
    Lamp, Common                               1sp   1lb
    Bedroll                                    1sp   5lb
    Blanket, Winter                            5sp   3lb
    Trail Rations                     x4       2gp   4lb
    Ink (1 oz. Vial)                           8gp   -
    Inkpen                                     1sp   -
    10 Sheets of Paper                         4gp   -
    Soap                                       5sp   1lb
    --------------------------------------------------------------
    Total Weight:                                   29lb 
    Coinage Remaining:                     -92.4gp

Ugh, I messed up with the math for your character, generic. You have a whooping 28 skill points remaining for your guy: I was still calculating you as a level 1 character. Remember, your maximum rank for a single skill is 7, so go ahead and max out some skills if you so desire, or spread them over a wider range.

Also, I’ve no problems with you starting in debt provided you’re willing to dodge loansharks. Log in to see images!