I like the Random events idea. Just something that is rolled once a day, the same time when your delivery comes in or your informed you have been screwed over. A very small chance a random event happens that could positively or negatively effect you:

Ex: Your grandpa has died! you gained 1000 Flezz from inheritance added to your account. **** that old geezer never liked you.

Ex: Ohnoes! you got a virus! Your Computer only gives you 1/2 ego for today until you clean that porno out.

Thinking Cha and Luck, like the delivery content should effect the chances. Cha factoring in how much of a bonus or determent you get, Luck being the one that factors it happening. For my examples, being more charismatic would mean your able to get more money out of your grandfather, and you getting enough in real life not to need AS much porno.